1332 Apr 2026

Colorado implemented a "Colorado Option" designed to improve coverage availability. Implementation Process

States utilize 1332 waivers to address specific local market challenges: Colorado implemented a "Colorado Option" designed to improve

Many states (e.g., Alaska, Minnesota, Oregon ) use waivers to fund reinsurance, which compensates insurers for high-cost enrollees, successfully lowering premiums in the individual market. which compensates insurers for high-cost enrollees