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: If available, you will see a list of installment plans from your bank or providers like Affirm .

: Look for a small hint under your default card. If you don't see it, tap Other Cards & Pay Later Options .

While the standalone Apple-branded loan is gone, the convenience of "buy now, pay later" (BNPL) is more accessible than ever through the Apple Support guide on installments . What Replaced Apple Pay Later?

If you are specifically looking to buy a new iPhone, Mac, or iPad, Apple still offers its own dedicated financing through the :

The Future of Financing: Navigating Apple's "Buy Now, Pay Later" Ecosystem

: You can now access Affirm and other lenders directly during checkout.