Card Review | Best Buy Credit

Imagine you’re looking to upgrade your home office with a high-end MacBook. By opening a Best Buy credit card, you are offered a choice: on your first day of purchases, or special financing .

Now, imagine another shopper who uses the card to buy a $1,200 TV using the "0% interest for 12 months" offer. best buy credit card review

Because of deferred interest , the card issuer (Citibank) charges interest on the entire original $1,200 balance, not just the remaining $100. This can suddenly add hundreds of dollars in unexpected charges to the bill. Key Takeaways from User Reviews Imagine you’re looking to upgrade your home office

They pay off $1,100 but leave a small $100 balance on month 13. or special financing . Now