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: Aim to keep your home price under three times your annual income to avoid becoming "house poor".
: Don’t forget to budget for closing costs (usually 2-5% of the price), HOA fees, and homeowner's insurance. 2. Get the Golden Ticket (Pre-Approval) buy a house com
Once you sign the papers, the work doesn't stop. Raleigh Realty recommends these immediate "Day 1" tasks: : Aim to keep your home price under
You don’t have to do this alone. A specialized real estate agent is your best advocate. They provide access to listings you might miss and handle the gritty negotiations when you find "the one". 4. The House Hunt & The Offer Get the Golden Ticket (Pre-Approval) Once you sign
: In hot markets, you might be asked for a Best and Final Offer (BAFO) —your absolute highest bid to beat out other buyers. 5. Inspections: The "No Regrets" Step