Purchasing an older Audi from a BHPH lot introduces a critical risk: the "luxury tax" of maintenance. While a Toyota may have low annual upkeep, Audi owners can expect to pay roughly in maintenance—nearly double the national average. What is a Buy Here, Pay Here Dealership? - Capital One

: It is common for interest rates to reach 20% to 30% , which is the maximum allowed by many state laws.

: Unlike traditional lenders, BHPH dealers prioritize your proof of income and residency over your credit history.