Unlike monthly bank loans, BHPH dealers often require weekly or bi-weekly payments, sometimes requiring you to pay in person at the lot. Pros and Cons BHPH Reality Credit Requirements Very low; often no credit check required. Interest Rates
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While BHPH can get you a car quickly, it is often viewed as a form of "subprime" or predatory lending due to the high interest rates and potential for repossession if a single payment is missed. Unlike monthly bank loans, BHPH dealers often require
Significantly higher than average, sometimes reaching the state’s maximum limit. Limited to the inventory currently on the dealer's lot. Credit Building Economy Auto Sales St
A local dealership that provides BHPH services, often seen on Facebook . Economy Auto Sales St. Louis, MO Known for low down-payment options and cash specials. Cactus Jack's Auto (Arizona)