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The sun was just starting to set when Maya realized she’d completely forgotten her best friend Sarah’s birthday was tomorrow . Sarah was a skincare fanatic, the kind of person who could spend three hours in an aisle debating the merits of different hyaluronic acids.

She hopped onto the Ulta website and headed straight for the "Gift Cards" section. She opted for an —instant delivery meant no worrying about the mail. She picked a bright, floral design that felt like Sarah's personality and loaded it with $50. buy ulta gift card with paypal

When she reached the checkout, she saw the familiar blue button. . With just a couple of clicks and a quick face-ID verification on her phone, the transaction was complete. No digging for credit card numbers, no frantic searching for her purse. The sun was just starting to set when