You can generally buy workers' comp through several channels:
: Many businesses use their payroll service (e.g., Paychex or ADP ) to manage "pay-as-you-go" plans, which calculate premiums based on actual payroll rather than estimates. buy workers comp
: In states like Washington, Ohio, North Dakota, and Wyoming, you must buy insurance through a state-run fund rather than a private carrier. 2. Choose a Purchasing Method You can generally buy workers' comp through several