Can You Buy Gap Insurance Separately Apr 2026

: Some third-party companies specialize in standalone gap policies that aren't tied to your primary auto insurance.

: Many lenders offer gap protection even if you didn't finance through them originally.

: Most major insurers like Progressive and Nationwide offer gap insurance as an add-on to your standard policy.

These can cost around but may have stricter eligibility rules regarding vehicle age and mileage. Where & How to Buy Gap Insurance - Progressive

This is typically the cheapest option, often costing between .

Yes, you can buy gap insurance separately from your dealership or financing agreement . While dealerships often bundle it into your loan, there are several independent ways to secure this coverage, often at a lower cost. Ways to Buy Gap Insurance Separately