: You will receive an estimated APR, monthly payment, and maximum loan amount based on your profile . 2. Eligibility Requirements
To qualify for a loan, you and the vehicle must meet specific criteria: Capital One Auto Financing
: Capital One reports monthly account status to Equifax, Experian, and TransUnion . Late payments (30+ days) will be reported as delinquent . capital one auto finance
Must be at least and a U.S. resident with a valid address . Vehicle : Must be for personal use only (no commercial vehicles) . Maximum vehicle age of 10 model years . Maximum mileage of 120,000 miles .
: Set up automatic withdrawals or make manual electronic payments . : You will receive an estimated APR, monthly
See if you pre-qualify for financing in minutes with no impact to your credit score. No risk to your credit score. Capital One Auto Loan FAQ - Capital One
: Capital One uses a soft credit pull for this stage, which does not lower your credit score . Late payments (30+ days) will be reported as delinquent
: You can adjust your down payment and term length (typically 24 to 84 months ) within Auto Navigator to see how it affects your monthly rate .