Cardmemberservices.com [100% FREE]

: Elan partners with various institutions—such as Fidelity, Kroger, and local credit unions—to manage their credit card portfolios, including underwriting and customer service.

: Scammers often spoof caller IDs to make it appear as though a legitimate bank is calling. Safety Best Practices cardmemberservices.com

: Many consumers receive automated "robocalls" from entities identifying only as "Card Member Services" or "Card Services". cardmemberservices.com

: Legitimate issuers like Elan or Discover will never call to ask for your full credit card number, CVV, or expiration date to "lower your interest rate". cardmemberservices.com