Washington, D.C. offers some of the most robust homebuyer assistance programs in the country, designed to make the District’s competitive market more accessible. Whether you are a first-time buyer, a local government employee, or just looking to reduce your closing costs, there is likely a program for you.
: Offers a Down Payment Assistance Loan (DPAL) covering up to 3% or 3.5% of the purchase price. Key Advantage : Open to both first-time and repeat buyers . dc home buying programs
: Generous limits—up to $275,400 as of 2026—calculated only on the borrower’s income, not the entire household. Washington, D
: Payments are deferred for five years, followed by a 40-year principal-only repayment period. a local government employee