: Scammers often send unexpected emails with password-protected ZIP files to entice users to download and run harmful content.

: There is a rising trend of "task scams" where users are asked to download files or perform "work" tasks using BNPL or crypto apps, only to find the "job" is a fraudulent scheme designed to steal personal information.

: This is a UK-based group payment app designed to help friends and family split costs for meals, trips, or bills without the need for manual chasing. There are other variations, such as a "Buy Now, Pay Later" (BNPL) service in the UAE called SHAREPay .

Downloading any ZIP file related to a "work" task from an unverified source carries significant cybersecurity risks .