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You can also request reports by calling 1-877-322-8228 or by mailing a request form to the Annual Credit Report Request Service .

AnnualCreditReport.com is the only federally authorized website for free reports. free-and-credit-report

A credit report is a detailed record of your financial reliability. It is used by lenders, landlords, and even some employers to assess your risk level. You can also request reports by calling 1-877-322-8228

Information on bankruptcies or foreclosures that may impact your creditworthiness. Taking Action free-and-credit-report

Understanding your report helps you take steps to improve your score , such as paying down balances or correcting late payment marks. How to Access Your Free Reports