You must be a first-time homebuyer or haven't owned a home in the last three years (this requirement is waived if buying in a designated "target area").
Note: For other counties, limits are generally lower (e.g., $360,000 max price in rural areas). Obtain Homeownership with Georgia Dream Mortgage Products ga dream home buyer program
Up to $10,000 (or 5% of the purchase price, whichever is less) for any eligible homebuyer. You must be a first-time homebuyer or haven't
The , managed by the Georgia Department of Community Affairs (DCA) , provides low-interest, 30-year fixed-rate mortgages and down payment assistance (DPA) to help low-to-moderate-income Georgians buy their first home. 1. Down Payment Assistance (DPA) Options limits are generally lower (e.g.
To qualify, you must meet several financial and situational criteria as of early 2026: