Provides $10,000 (or 5% of the purchase price, whichever is less) for any eligible homebuyer.

Must be a first-time homebuyer , meaning you have not owned a home in the last three years (this requirement is waived in certain "targeted areas"). Credit & Financials: Minimum credit score of 640 .

Provides $12,500 (or 6% of the purchase price) for public safety employees, educators, healthcare workers, and active military.

As of early 2026, the program offers three primary assistance levels based on the borrower's background:

You must work through a Participating Lender to pre-qualify.

All borrowers are required to complete a DCA-approved homebuyer education course, which can be done online via eHome America .

Georgia Dream Home Buyer Program -

Provides $10,000 (or 5% of the purchase price, whichever is less) for any eligible homebuyer.

Must be a first-time homebuyer , meaning you have not owned a home in the last three years (this requirement is waived in certain "targeted areas"). Credit & Financials: Minimum credit score of 640 . georgia dream home buyer program

Provides $12,500 (or 6% of the purchase price) for public safety employees, educators, healthcare workers, and active military. Provides $10,000 (or 5% of the purchase price,

As of early 2026, the program offers three primary assistance levels based on the borrower's background: georgia dream home buyer program

You must work through a Participating Lender to pre-qualify.

All borrowers are required to complete a DCA-approved homebuyer education course, which can be done online via eHome America .