: The U.S. government pays the interest while you are in school at least half-time, during the six-month grace period after graduation, and during periods of authorized deferment.
: This interactive tool allows you to simulate borrowing more money to see how it impacts your future payments, or compare various repayment plans to find one that fits your budget.
: Unlike many private loans, federal loan interest rates are fixed for the life of the loan, meaning your rate won't increase even if market rates go up. Subsidized vs. Unsubsidized :
: Authenticated users can view a comprehensive summary of all Title IV aid received, including individual grants and loans.
: This educational feature helps borrowers track how much they currently owe and their progress toward aggregate loan limits.