How To Buy My First Home Apr 2026

Paint colors, carpet, or landscaping (these are easy to change later). 5. Make an Offer and Negotiate

A "pre-qualification" is a guess; a is a commitment. It shows sellers you are a serious, vetted buyer. Shop around with at least three lenders to compare interest rates and loan terms. 3. Find a "Buyer’s Agent" how to buy my first home

Expect to pay 2% to 5% of the home’s purchase price in taxes, lender fees, and inspections. 2. Get Pre-Approved Paint colors, carpet, or landscaping (these are easy