How To Buy Workers Comp | Insurance

State laws dictate when you must buy coverage (e.g., after hiring your first employee) and where you can get it.

You can buy a policy through several channels, depending on your business size and complexity: how to buy workers comp insurance

: If you are in Ohio, North Dakota, Washington, or Wyoming , you must buy insurance directly through the state's government-operated fund. State laws dictate when you must buy coverage (e

: Detailed descriptions of work performed to determine NCCI classification codes (e.g., office work vs. roofing), which heavily influence your premium. office work vs. roofing)