This program is particularly beneficial for drivers in the Des Moines area who need a reliable vehicle but face "credit challenges" like past repossessions or limited credit history. By financing directly through Kia of Des Moines , you bypass the strict "hoops and red tape" often found at traditional local banks. Expand map BHPH Department Main Dealership Kia Finance Options in Des Moines, IA
: Since the dealership serves as the lender, approvals are handled internally, focusing more on your current ability to pay than your past credit history. kia of des moines buy here pay here
offers a dedicated Buy Here Pay Here (BHPH) program designed to provide in-house financing for customers with low credit scores or those who have been turned down by traditional lenders . Unlike standard financing that relies on third-party banks, this program allows you to purchase a vehicle and make payments directly to the dealership. Key Features of the BHPH Program This program is particularly beneficial for drivers in
: The program is available for select vehicles within their inventory that are specifically "priced to move". offers a dedicated Buy Here Pay Here (BHPH)
: You can begin the process by completing a secure Finance Application online to establish a personalized plan before visiting the lot. Contact & Operations
The BHPH department operates with its own specific contact information and hours, separate from the main new car sales team. : 4415 Merle Hay Rd, Des Moines, IA 50310 Phone : 1 (515) 270-5267 Email : buyherepayhere@kiadm.com BHPH Department Hours Monday – Thursday 8:00 am – 8:00 pm Friday – Saturday 8:00 am – 6:00 pm Sunday (Source: Kia of Des Moines BHPH) Why Choose This Option?
: Customers can easily track and make their monthly payments through a dedicated online payment portal on the dealership's website.