: Set up mobile notifications for low balances.
: Banks often allow "overdraft protection," which acts as a short-term loan so your transactions (like electric bills or rent) aren't rejected.
: Connect your checking account to a savings account to pull funds automatically if you hit zero.
In a financial context, an occurs when you spend more money than is available in your checking account, leading the bank to cover the difference for a fee.
: Fees typically range between $30 and $37 per transaction, and many institutions allow multiple fees per day. Pro-Tips for Avoiding Fees :
