Planning To Buy Your First Home Now

As a buyer, a real estate agent is usually free for you (the seller pays their commission). A good agent acts as your scout, negotiator, and therapist. They know the neighborhood "red flags" and can help you craft an offer that stands out. 5. House Hunting and The Offer

Don't forget closing costs (usually 2–5% of the home price), inspection fees, and an emergency fund for that inevitable leaky faucet. 2. Get Pre-Approved planning to buy your first home

Change the locks the very first day you move in. You never know who still has a spare key! As a buyer, a real estate agent is

Number of bedrooms, school district, proximity to work, or a fenced yard for the dog. Get Pre-Approved Change the locks the very first

A "pre-qualification" is a conversation; a "pre-approval" is a commitment. Lenders will verify your income, taxes, and debts to tell you exactly how much they will lend you. In a competitive market, you shouldn't even look at houses without a pre-approval letter in hand—sellers won't take your offer seriously without it. 3. Build Your "Must-Have" List Separate your from your Wants .