It contains no information regarding your health or criminal history.
Links to people you share joint accounts with. statutory credit report explained
A is a basic yet comprehensive record of your financial history that credit reference agencies (CRAs) are legally required to provide to you for free . While many commercial apps offer "free credit scores," the statutory report is the definitive, unfiltered view of the raw data lenders use to assess your creditworthiness. Key Features of a Statutory Credit Report It contains no information regarding your health or
Under the Consumer Credit Act 1974 and GDPR , every UK resident has the right to access this information. and utility bills.
It typically covers the last six years of your financial activity.
Details on credit cards, loans, mortgages, and utility bills.