Texas Home Buying Guide Apr 2026

Aim for at least 620 to qualify for most loans, though higher scores secure better rates.

Texas has no state income tax, but its property taxes are among the highest in the U.S., typically ranging from 2% to 3% of the home's value. texas home buying guide

In Texas, you need to budget for more than just the purchase price. Expect closing costs to range between 2% and 5% of the loan amount. Aim for at least 620 to qualify for

Before you start browsing listings, you must understand your "buying power." you must understand your "buying power."