Balance Visualizer - Tink

The feature enables businesses to fetch and visualize a user's bank balance directly from their financial institution in less than . Key technical capabilities include:

: Integrated into "Risk Signals" to assess a user's ability to pay, helping to minimize fraud and avoid overdraft fees for consumers. Implementation and Use Cases

The feature is primarily used by merchants and lenders to streamline financial operations: Tink Balance Visualizer

: Instant verification of funds at pre-purchase or post-purchase stages.

The "Tink Balance Visualizer" (referred to as in official documentation) is a feature of the Tink open banking platform that allows businesses to verify account balances in real-time. It is designed to reduce failed payments and improve the user onboarding experience for financial services. Core Functionality The feature enables businesses to fetch and visualize

: With active consent, merchants can "ping" a user's balance for up to 90 days to understand spending power and optimize billing schedules.

: Developers can test the feature using Tink's Demo Bank with simulated credentials before moving to production. Tink launches Balance Check for smoother direct debts The "Tink Balance Visualizer" (referred to as in

: Access to both Booked Balance (ledger balance at the end of the business day) and Available Balance (real-time spendable funds including pending transactions).