Wisconsin Home — Buying Programs

: A "silent" 30-year loan with 0% interest and no monthly payments . You only repay it if you sell, refinance, or finish your first mortgage. As of January 15, 2026, this program is available on a limited basis for qualifying borrowers. City-Specific Opportunities

: Zero down payment and no monthly mortgage insurance for veterans and active service members. wisconsin home buying programs

Don't overlook federal programs that can be used across the state: : A "silent" 30-year loan with 0% interest

: Work with a WHEDA-approved lender to see which credits and grants can be "stacked" for maximum savings. Available Programs | WHEDA wisconsin home buying programs

: A 10-year fixed-rate second mortgage providing between $1,000 and 6% of your purchase price .