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"You look like you're waiting for a ghost to haunt you, Leo," she joked.

A week later, the "ghost" finally arrived. A delivery driver slipped on a patch of flour in the loading bay. In the past, Leo would have spiralled into panic. Instead, he pulled up his online portal, filed the claim details, and realized he wasn't alone. ww nextinsure

"Worse," Leo sighed. "I'm waiting for a lawsuit or a repair bill I can't afford. The big insurance companies won't even call me back for a quote this small." "You look like you're waiting for a ghost

One Tuesday, a local contractor named Sarah came in for her morning espresso. She noticed Leo eyeing a leaky valve on his steam oven with visible anxiety. In the past, Leo would have spiralled into panic

That night, between batches of sourdough, Leo pulled up the site. He didn't have to talk to a suit in a high-rise; he just entered his profession and shop size. Within ten minutes, he had a policy tailored for a baker.